Checking

Whether you prefer to bank online, on the phone, at a branch or ATM, Rainier Pacific offers you checking account options that fit your banking style. Many of our checking accounts include FREE Bill Pay!

All Rainier Pacific Checking Accounts offer the following benefits: 

• Free unlimited use of Internet Banking
• Free online check copies
• No annual fee VISA Check Card
• Free unlimited use of Rainier Pacific ATMs
• Convenient Direct Deposit service
• Optional overdraft protection
• Detailed monthly statements
• Insured by the Federal Deposit Insurance Corporation (FDIC)

Know what you need in a checking account? Use our Checking Comparison Chart (PDF, 35k) to pick the perfect account.

	Product	Min. / Avg. Balance to Avoid Monthly Fee¹	Check Writing	Monthly Fee if Account is Below Min./Avg. Balance

	Relationship Checking	A checking account with no monthly fees.
	All Features	No minimum balance required 25 free cleared checks per month No monthly fee with the presence of an active core product
	E-Checking	Take advantage of the convenience and flexibility of electronic banking services.
	All Features	No minimum balance required 10 free cleared checks per month N/A
	Direct Checking	Save time by having your payroll or pension checks deposited directly into your checking account.
	All Features	No minimum balance required 25 free cleared checks per month No monthly fee if using direct deposit
	Members Choice Checking	For a small monthly fee, you can benefit from preferred loan interest rates and pay reduced service fees for selected products and services.
	All Features	No minimum balance required Unlimited $8.00 fee regardless of account balance.
	Investors Checking	A unique checking account that earns you a higher rate of interest plus many free services
	All Features	$5,000 minimum 15 free cleared checks per month $25.00
	Premier Checking	Designed for customers who already have Rainier Pacific deposit and day-to-day banking products.
	All Features	$10,000 minimum (total of all deposit accounts) Unlimited $10.00
	Basic Checking	If you write a lot of checks and keep $500 as a safety cushion, then this is the account for you.
	All Features	$500 minimum Unlimited $7.00
	Savers Checking	Maximize your savings with this account - designed exclusively for writing checks and earning interest.
	All Features	$2000 minimum Unlimited $10.00

See Fees, Discretionary Overdraft Payment Policy and Truth-in-Savings Disclosure for more information. View important disclosures about the Transaction Account Guarantee Program.

¹ $50 minimum opening balance or direct deposit required to open any checking account.